A Comprehensive Guide to Recognising and Reporting Scams


Scams are a common hazard in today’s digital environment. Cybercriminals target individuals, corporations, workplaces, and educational institutions with complex plans to breach accounts. Identifying and reporting scams will help you stay secure online and protect your personal information.


What exactly are scams?


Scammers frequently utilize various communication techniques, including emails, text messages, phone calls, and social media, to trick people into paying money or disclosing personal information. They pose as trustworthy entities such as banks, government agencies, or known acquaintances.


Identifying Scams


Common Tricks Used by Scammers


1. Authority: Criminals mimic renowned organizations or figures to earn your trust.

2. Urgency: They frequently set a short deadline, threatening fines or other penalties.

3. Emotion: Manipulative language creates fear, curiosity, or false hope.

4. Scarcity: Deals that appear too good to be true instil anxiety of missing out.

5. Recent Events: Scammers use recent news or events to make their schemes appear more credible.


Types of Scams


– Dating Scams: Deception through romantic motives.

– Investment Scams: Investments that promise high profits.

– Phishing Emails and Texts: Obtaining personal information fraudulently.

– Invoice Fraud: Creating false invoices to receive payment.


A Banking Scam Case Study


A young couple lost $90,000 to a financial scam after being duped into changing their credit card information on a phony website. Despite the bank’s meagre reimbursement, this instance emphasizes the significance of awareness of typical frauds.


How to Safeguard Yourself


Step 1: Determine if it is a scam.


– Know what to look for: Become acquainted with common frauds.

– Go direct to a trusted source: Visit official websites or dial a reliable phone number.

– Confirm official policies: Understand what legitimate entities will and will not ask you.


Step 2: If You Still Believe It’s a Scam


– Avoid clicking links or downloading files: This may reveal personal information.

– Contact your bank: If your accounts are at risk, they can secure them.

– Refer to Scamwatch: Inform the ACCC’s Scamwatch about the scam.

– Report the incident: To assist in keeping others safe, use ReportCyber.




In today’s interconnected society, being aware of scam messages and knowing how to respond is critical. If in doubt, always confirm information with a reliable source, be suspicious of urgent requests, and avoid sending personal information through untrustworthy channels.


The Australian Cyber Security Centre (ACSC) assists persons affected by cyber incidents. Call 1300 CYBER1 (1300 292 371) or go to ReportCyber.


By remaining aware and watchful, you can protect yourself from fraud and contribute to a safer online environment.